Life Insurance with Critical Illness cover works in a similar way to a standard life insurance policy. However, the policy pays out not only in the event of death, but also if the policy holder is diagnosed with a serious illness. Combined life and illness policies are also available, often at a reduced rate.
Life cover with critical illness, if called upon, would provide a cash lump sum – replacing your lost income and providing financial stability to your family. If worst comes to worst, a funeral benefit option on your policy would make sure the arrangements are taken care of; assisting your loved ones at a difficult time.
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