One4All offer Terms & Conditions

Participation in this promotion is deemed acceptance of Terms and Conditions listed below.

  • 1. This 'thank you' promotion entitles you to a £50, One4all gift card when you buy a Life Insurance policy through HCL Quotes.
  • 2. You must retain the policy for at least the 180 day qualifying period, and make at least 6 monthly direct debit payments to be eligible for the 'thank you' promotion. The One4all gift card will be sent to eligible customers within 28 days after the end of the 180 day qualifying period, as long as the policy is still active and a minimum of 6 monthly payments have been paid.
  • 3. If you decide to cancel your cover within the first 30 days of the commencement date of the policy you will be refunded the monthly payments you have paid in full but will not be eligible for the 'thank you' promotion. If you decide to cancel after the first 30 days but before the end of the 180 day qualifying period, you will not be refunded monthly payments already made or be eligible for the 'thank you' promotion.
  • 4. The 'thank you' promotion is open to anyone who is a permanent UK resident aged between 18 and 70 (inclusive). This 'thank you' promotion does not apply to HCL Quotes employees, HCL Quotes Management Services employees, or HCL Quotes Sub-postmasters and their employees who work in HCL Quotes branches.
  • 5. Please note it is not possible to cover more than one person on an individual policy; however, couples wishing to take out HCL Quotes Money Life Insurance may apply for separate policies, in which case each policy may be separately eligible for the 'thank you' promotion.
  • 6. The 'thank you' promotion cannot be used in conjunction with any other promotion or offer.
  • 7. This 'thank you' promotion is applicable to applications for HCL Quotes Money Life Insurance made online, by phone or in branch. If any application cannot be completed in branch, the customer is referred by a HCL Quotes branch employee to the HCL Quotes Money Life Contact Centre to complete the application.
  • 8. The 'thank you' promotion is not transferable or exchangeable.
  • 9. The 'thank you' promotion can only be used once per person.
  • 10. The promoter reserves the right to withdraw or amend the 'thank you' promotion without notice at any time.
  • 11. The promoter of this 'thank you' promotion is HCL Quotes Management Services Limited.
  • 12. The One4all gift card can be used in selected retail outlets only and is subject to terms and conditions which are available here: https://www.gvsprepaid.com/one4alluk-tcs.html
  • 13. HCL Quotes accept no responsibility for lost, stolen or defaced One4all gift cards, or for One4all gift cards used without your permission.
  • 14. If you buy a HCL Quotes's Life Insurance Cover product by post, in a HCL Quotes branch or over the telephone, it is arranged and sold by HCL Quotes. If you buy online, it is arranged and sold by The Royal London Mutual Insurance Society Limited following an introduction by HCL Quotes .
  • 15. One4all Gift Card is provided by GVS Prepaid Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 900230) for the issuing of electronic money.
  • 16. GVS Prepaid Limited, only uses personal data provided to it to administer the Promotion and for no other purpose. GVS Prepaid Limited, is processing data on behalf of HCL Quotes and will delete all personal data 6 months following the end of the promotion. Please see the Privacy Policy at https://www.one4allgiftcard.co.uk/privacy-policy-cookie-restriction-mode/ for more information on how GVS Prepaid Limited uses personal data. Please also see the Privacy Policy at www.hclquotes.co.uk/privacy for more information on how HCL Quotes uses personal data.